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Two Cents

Two Cents

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Hosts Julia Lorenz-Olson and Philip Olson educate consumers about how to manage their money. Each episode breaks down often-complicated financial topics into easy-to-understand tutorials.

Looking very serious, a woman stands next to a man, explaining something to us.
Two Cents
Season 1 / Ep 14
4 minutes 44 seconds
Grade Level: 7 - 12
Man speaks to us while gesturing with his hands, standing before a blue lace-like patterned digital background.
Two Cents
Season 1 / Ep 31
5 minutes 59 seconds
Grade Level: 7 - 12
Stack of papers sits on top of a wood surface. The top document titled, "The Wizard (Lawyer)" shows a long-haired character with pointy ears, holding a staff, next to text that describes their character.
Two Cents
Season 1 / Ep 33
4 minutes 26 seconds
Grade Level: 7 - 12
Digital art. A hand holding cash reaches out towards an old man and woman smiling and looking at the cash.
Two Cents
Season 1 / Ep 35
5 minutes 41 seconds
Grade Level: 7 - 12
Man wearing a chef's uniform stands in front of a red food truck decorated with hot dogs with a worker standing at the order window. Next to him is a label that reads, 25%.
Two Cents
Season 2 / Ep 12
6 minutes 26 seconds
Grade Level: 7 - 12
Woman explains a photo next to her depicting a civil rights protest. In the photo is a crowd of people holding hands, marching, and holding signs. One sign says, “End segregated rules in public schools.” Another says, “We demand voting rights now!” Another says, “Jobs for all now!”
Two Cents
Season 2 / Ep 13
7 minutes 37 seconds
Grade Level: 7 - 12
Infographic shows a cartoon man on vacation looking over at a set of numbers under the header "Compound interest calculator." The infographic identifies an annual addition of $4,420, a 7% interest rate, and a resulting $25,891 after ten years.
Two Cents
Season 2 / Ep 18
7 minutes 8 seconds
Grade Level: 7 - 12
Mustachioed man wearing a zip-up hoodie talks to us, while on the right a cool dude wearing sunglasses, braces, and a lei points at himself with thumbs up.
Two Cents
Season 2 / Ep 20
6 minutes 30 seconds
Grade Level: 7 - 12
Man speaks to us while gesturing with his hands, standing before a blue crosshatch-patterned digital background.
Two Cents
Season 2 / Ep 21
6 minutes 7 seconds
Grade Level: 7 - 12
Infographic shows a nervous emoji with one thought cloud that says "Sell! Sell! Sell!" and another thought cloud that contains the symbols of Bitcoin and Tesla. Arrow leads from the emoji to the label "10 years."
Two Cents
Season 2 / Ep 22
5 minutes 39 seconds
Grade Level: 7 - 12
Woman wearing a cheetah-print shirt and denim jacket sits in an office chair while speaking to us. Her desk is decorated with prints and art.
Two Cents
Season 2 / Ep 23
7 minutes 28 seconds
Grade Level: 7 - 12
Speaking to us, a woman stands in front of a graphic with a stack of cash that reads, “Treasury Issue, $3,000,000,000,000. 2.9% interest.”
Two Cents
Season 2 / Ep 24
7 minutes 5 seconds
Grade Level: 7 - 12
Against a blue background, a woman speaks to us.
Two Cents
Season 2 / Ep 25
6 minutes 22 seconds
Grade Level: 7 - 12
Illustration shows a man wearing glasses and a backpack looking with disappointment at a piece of paper that says, "Class of 2018 average student debt: $29,800."
Two Cents
Season 2 / Ep 26
6 minutes 37 seconds
Grade Level: 7 - 12
Man furrows his brow while speaking to us in front of a purple crosshatch-patterned digital background.
Two Cents
Season 2 / Ep 27
6 minutes 13 seconds
Grade Level: 7 - 12
Holding up his hands, a man speaks to us. Next to him is a clipart of a worried woman lying in bed.
Two Cents
Season 2 / Ep 28
6 minutes 42 seconds
Grade Level: 7 - 12
Man stands in front of a diagram, in the style of an old ocean map. On one side is a ship with three sails, with three lines of color flowing towards a stack of gold. Each line is labeled with different types of investments. The top line is labeled, “bond funds.” The middle line is labeled “Certificate of Deposit Series 1 Savings Bond.” The bottom line is labeled, “savings account.”
Two Cents
Season 2 / Ep 29
6 minutes 2 seconds
Grade Level: 7 - 12
Man standing in front of a festive silver holiday background explaining something to us.
Two Cents
Season 2 / Ep 30
9 minutes 16 seconds
Grade Level: 7 - 12
Man stands next to the label “auto-renewal,” wearing athletic gear with headphones slung around his neck. Below the label is a clipart of a credit card and the label “Jan” for January.
Two Cents
Season 3 / Ep 1
6 minutes 49 seconds
Grade Level: 7 - 12
Speaking enthusiastically, a man stands in front of a photo of stars twinkling in a night sky. Five stars shine brighter than the others. Two of the stars are connected by a line, indicating a constellation.
Two Cents
Season 3 / Ep 2
6 minutes 49 seconds
Grade Level: 7 - 12
Woman holds her hands up, explaining the clip art next to her, a yellow house with a sign in the front yard that reads, “For Sale.”
Two Cents
Season 3 / Ep 3
5 minutes 38 seconds
Grade Level: 7 - 12
Infographic shows a woman holding her hands up, explaining a diagram next to her. At the top of the infographic is a circle that contains the label “$500 a month.” This circle points to two categories: a circle containing the label “Insurance” and a piggy bank labeled “Cash Value.” Below the piggy bank is another arrow that points to a circle labeled “4-6%.”
Two Cents
Season 3 / Ep 4
6 minutes 45 seconds
Grade Level: 7 - 12
Cartoon shows a ponytailed woman posing in front of an unlabeled pie chart divided into a large green section, a smaller yellow section, and an even smaller orange section.
Two Cents
Season 3 / Ep 5
6 minutes 12 seconds
Grade Level: 7 - 12
Woman wearing earrings and a blouse smiles at us while a man wearing a suit and bowtie talks to us, in front of a digital cityscape background.
Two Cents
Season 3 / Ep 6
5 minutes 39 seconds
Grade Level: 7 - 12
Looking baffled, a woman holds her hands up. Next to her is a list of words. The first is crossed out with a red line, reading, “1. Safety.” The second reads, “2. Taste.” The third reads, “3. Convenience.”
Two Cents
Season 3 / Ep 7
7 minutes 5 seconds
Grade Level: 7 - 12
Infographic shows a cartoon woman wearing a formal top, skirt, and heels with her hands on her hips, next to a bar graph that shows a green bar labeled "10% payouts above the horizontal line and a red bar below the line.
Two Cents
Season 3 / Ep 8
5 minutes 29 seconds
Grade Level: 7 - 12
Smiling woman closes her eyes and clasps her hands next to a man explaining something to us.
Two Cents
Season 3 / Ep 9
7 minutes 5 seconds
Grade Level: 7 - 12
Man with a skeptical facial expression in front of a line graph sourced from the Wall Street Journal, showing that between 1980 and 2010, the percentage of private sector workers with a 401(k) has risen from 10 to 30 percent.
Two Cents
Season 3 / Ep 10
6 minutes 19 seconds
Grade Level: 7 - 12
Man holds his fists up, explaining the three digital art photos next to him. The first is a depiction of two people holding up glasses of wine at a restaurant. The second is a woman holding books in front of a school. The third is a woman standing in front of a house looking at a yard sign that reads, “For rent, $900/mo.”
Two Cents
Season 3 / Ep 11
6 minutes 22 seconds
Grade Level: 7 - 12
Woman standing in front of a purple background raises her eyebrows as if she is about to tell us something.
Two Cents
Season 3 / Ep 12
6 minutes 15 seconds
Grade Level: 7 - 12
Woman wearing a mustard-yellow blouse speaks to us emphatically, standing before a spooky green-glowing background that resembles a cave, and next to a framed illustrated portrait of a winged goblin wearing human clothes. The portrait is labeled, "Non-profit debt counselor."
Two Cents
Season 3 / Ep 13
7 minutes 42 seconds
Grade Level: 7 - 12
Shocked emoji next to the outline of a line graph labeled 2008 that shows a sudden sharp drop-off.
Two Cents
Season 3 / Ep 15
4 minutes 35 seconds
Grade Level: 7 - 12
Raising her eyebrows, a woman speaks to us on a split screen. To her left is text that reads, “unemployment insurance.”
Two Cents
Season 3 / Ep 16
5 minutes 23 seconds
Grade Level: 7 - 12
Woman wearing an ornate necklace with her hair in braids blinks as she speaks to us from an interior space.
Two Cents
Season 3 / Ep 17
6 minutes 32 seconds
Grade Level: 7 - 12
Split-screen interview. On the left, a woman with curly brown hair is blinking while on the right, a woman with straight red hair is speaking.
Two Cents
Season 3 / Ep 18
12 minutes 13 seconds
Grade Level: 7 - 12
On a split screen, a man speaks to the camera. To his left is the digital art of a stack of documents that are labeled, “CBO. Estimated Impact of the American Recovery and Reinvestment Act on Employment and Economic Output from October 2011 Through December 2011.
Two Cents
Season 3 / Ep 19
8 minutes 41 seconds
Grade Level: 7 - 12
Woman wearing a floral-printed and striped shirt speaks to us as a screenshot of a March 14, 2020, New York Times article comes into view. The photo shows a man standing in front of tall shelves stocked with boxes, hand sanitizer, cleaning wipes and other products. The headline and sub headline read, "He Has 17,700 Bottles of Hand Sanitizer and Nowhere to Sell Them. Amazon cracked down on coronavirus price gouging. Now, while the rest of the world searches, some sellers are holding stockpiles of sanitizer and masks."
Two Cents
Season 3 / Ep 20
7 minutes 3 seconds
Grade Level: 7 - 12
Illustration shows a frame divided by a road that leads toward US Capitol building in the middle. From the Capitol, a green money arrow points left, toward a cityscape, a park, houses, and a construction worker, labeled "New Deal"; and another money arrow points toward the right side labeled "War Effort," depicting military vehicles, weapons, and factories.
Two Cents
Season 3 / Ep 21
7 minutes 2 seconds
Grade Level: 7 - 12
Man with a mustache speaks to us. Next to him is an illustration of a man sitting at a desk with four screens showing different graphs.
Two Cents
Season 3 / Ep 22
9 minutes 10 seconds
Grade Level: 7 - 12
Split screen shows a woman on the left speaking to us. On the right is a vertical bar chart labeled “last 30 years.” A short gold bar labeled “Gold” is marked at 280%. A taller gray bar labeled “DOW” stands beside it, marked at “839%.”
Two Cents
Season 3 / Ep 23
7 minutes 2 seconds
Grade Level: 7 - 12
Woman wearing a colorful button-down top speaks to us from a home office interior.
Two Cents
Season 3 / Ep 24
7 minutes 4 seconds
Grade Level: 7 - 12
Woman wearing a black blouse talks to us. Next to her, an illustration of a gold crown on which is written "Royalties."
Two Cents
Season 3 / Ep 25
7 minutes 16 seconds
Grade Level: 7 - 12
Brown-haired woman wearing a floral-print shirt stands in front of a wall and talks to us.
Two Cents
Season 3 / Ep 26
8 minutes 2 seconds
Grade Level: 7 - 12
Black and white photo. In the foreground is a portrait of Salmon P. Chase, labeled Secretary of the Treasury, 1861. In the background are Union soldiers during the Civil War standing next to a large cannon.
Two Cents
Season 3 / Ep 27
9 minutes 50 seconds
Grade Level: 7 - 12
Woman clasps her hands while speaking to us against a digital background featuring a circular illustrated male character. Above the circle is the name Jannik, and below it says $988.34"
Two Cents
Season 4 / Ep 10
9 minutes 32 seconds
Grade Level: 7 - 12
Victor R Fuchs sits next to a quote of his that says, "... 'choke points' for diverse interest groups to block or modify the government's role."
Two Cents
Season 4 / Ep 11
7 minutes 48 seconds
Grade Level: 7 - 12
Looking pained, a woman stands in front of digital artwork of the inside of an airplane. We see rows and rows of purple seats leading to the curtains at the back of the airplane.
Two Cents
Season 4 / Ep 12
7 minutes 46 seconds
Grade Level: 7 - 12
Worried woman sits at a desk with a laptop in an office. She gives a wary look toward a smart speaker with three speaking bubbles floating above it. The first reads, “Order completed.” The second reads, “Tracking completed.” The third reads, “Invoicing completed.”
Two Cents
Season 4 / Ep 13
7 minutes 3 seconds
Grade Level: 7 - 12
Woman gestures with her hands while speaking to us, standing before a digital background with an illustration of a man wearing gray pants, a red shirt, and sneakers.
Two Cents
Season 4 / Ep 14
9 minutes 8 seconds
Grade Level: 7 - 12
Illustration shows a biblical-looking man with a white beard wearing a red tunic. Next to this is a tall building with a punny name and a flower illustration on the sign, "too scents," with scents spelled S C E N T S.
Two Cents
Season 4 / Ep 15
8 minutes 21 seconds
Grade Level: 7 - 12
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